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The holidays won’t wait for anyone, and December is quickly approaching. That being said, Social Security also considers the welfare of its recipients. You may be one of the members who receive a new gift from the Social Security Administration (SSA). The best method to discover is to fully comprehend how their schedule operates and ensure you meet all the requirements. To understand more about it, continue with us. How does the SSA structure its Social Security schedule? SSA will take all reasonable steps to ensure all Social Security benefits are received on schedule and in full. This suggests that they need to be dispersed in a manner that avoids mistakes or delays. Their annual payment schedule , which displays the disbarment date for all programs and months, reflects this concept. However, it is better to understand the SSA’s scheduling principles to fully realize what they have planned for this New Year’s Eve. The programs you are enrolled in, when you began receiving benefits, and your birthdate affect how much the SSA pays you. Every one of these factors complements the way the Social Security Administration divides up its population. First, using May 1997 as a limit date, SSA divides beneficiaries into two groups based on the start date of benefits. Before this date, the group will get their money on the first of the month (regardless of the program they participate in). Another condition then affects the group. By their program, in this instance. On the first day of each month, all Supplemental Security Income (SSI) recipients will get their Social Security checks. Lastly, by using the intervals of their birth dates and making payments in a different week of the month, the remaining group—which is made up of Old Age, Survivors, and Disability Insurance (OASDI) members—is further divided into three parties according to the Social Security payment schedule : Who is going to receive the $947 payment from Social Security? Only SSI beneficiaries are eligible to receive this $947 Social Security payment. If they are expected to receive their share on the first day of the month, you could wonder why they will get it. It’s straightforward. If SSA’s payments fall on a weekend or holiday, they are rescheduled. In this instance, the $947 scheduled for December 31st equates to the January 2021 payment. SSA is obvious regarding what you need to fulfill to be a member of the SSI program . However, they have been progressively changing their requirements to make it easier for people to apply and be eligible. The general prerequisites are: It is important to consider that there are other benefits that you may have , such as other government aid or help from people, that could be counted towards your living costs because they could also increase your total earnings and reduce your benefits or prevent you from enrolling in the program. If you receive SSI benefits or are aware of them, you will see that the average amount of a single person’s SSI Social Security Check is $943. SSI beneficiaries will receive higher benefits because the COLA (cost-of-living adjustment) will also be applied to their payouts. Keep in mind that the COLA will be 2.5% in 2025. Thus, the new sum is $947.Next storm to hit Humboldt County not ‘a major hydrological event,’ NWS says
In the ever-evolving landscape of social media and marketing, the power of netizens to shape and define trends cannot be underestimated. What started as a simple declaration of allegiance to a soda brand had morphed into a viral sensation that brought together elements of tradition, nostalgia, and humor. The Pepsi x Calabash Brothers collaboration may have been unconventional, but it ultimately succeeded in capturing the hearts and minds of consumers worldwide.Hummus Market to Grow by USD 2.85 Billion (2024-2028), Driven by New Packaging Innovations, with AI Impacting Market Evolution - Technavio
The fusion of ancient cultural relics with modern technology has created a unique phenomenon that not only showcases China's rich heritage but also reflects the evolving tastes and values of young people today. By adorning their mobile phones with Dunhuang and Sanxingdui designs, many are expressing a desire to connect with the past, to appreciate the beauty of traditional art, and to carry a piece of history with them in their everyday lives.United States Steel's Plunge Represents A Great Buying Opportunity
Betty White Forever: New stamp will honor the much-beloved 'Golden Girls' actor
Even before taking office, a second Trump administration is already moving the macro-financial needle and raising downside risks for the global economy. The degree of ultimate policy implementation is a key unknown. Our preliminary policy read on the new U.S. administration is that positive growth effects will be minimal, inflation pressures will rise, and the Fed is likely to stop cutting rates earlier. This will lead to tighter financial conditions, a stronger dollar, and a more complicated macroeconomic picture elsewhere. Owing to a “wait and see” approach, our GDP growth forecasts have not moved much since the previous publication, other than incorporating changes related to base effects. Risks include the full implementation of the proposed U.S. agenda on taxes, trade, and immigration; the end of resilient consumer spending and labor demand; and bond market stress. AI is an upside. The global macroeconomic outlook is hostage to the policy implementation of the new U.S. administration. The recent macro pattern featuring an outperforming U.S. economy continues. But potentially large changes in fiscal, trade, and immigration policy from the U.S. are significant unknowns at this juncture. Specifically, it is unclear to what extent campaign promises will translate into policy, and when. Given the size of the U.S. economy, policy action on any of these fronts can move the global needle, affecting some economies more than others. For now, S&P Global Ratings has taken a probabilistic approach and is assuming partial implementation of U.S. campaign promises. Of course, to the extent that U.S. policy actions spill over to the rest of the world, other countries may respond in kind. We plan to update our forecasts, narratives, and risks as the picture becomes clearer. Recent Macro Pattern Continues While Markets Are Moving The recent pattern of real performance in the three largest economies is carrying on. The U.S. continues to outshine its peer group. GDP rose by 2.8% year on year in the third quarter (Q3), down fractionally from the second quarter (Q2), since services spending and labor demand remain strong. The eurozone economy continues its modest rebound from a borderline recession centered on Germany. GDP growth reached 1.6% quarter on quarter in Q3, also accompanied by strong services spending and labor demand. In China, growth is running below the official 5% target for the year, reflecting the ongoing effects of the property sector overhang. The policy response remains measured and consumer confidence and spending are still weak. Inflation continues to trend toward central bank targets in the major economies, but with emerging divergence. Progress in lowering inflation has stalled in the U.S., with the most recent readings for sequential inflation moving sideways. Services inflation in particular remains persistent. A similar story prevails in Australia and to a less extent in the U.K. Canada has seen the sharpest drop in inflation, which now stands below the central bank’s target. Elsewhere, the eurozone has seen an uptick in core inflation, which is currently tracking on target. Central banks continue to reduce their policy rates, mostly gradually. The Bank of Canada was first out of the gate and leads the pack with an accumulated 125 basis points (bps) of cuts since the middle of 2024. The European Central Bank (ECB) and the U.S. Federal Reserve (Fed) have both cut rates by 75 bps to date, while the Bank of England has cut by 50 bps. The Reserve Bank of Australia is the outlier, with no cuts to date. As expected, central banks are lowering policy rates at a much slower pace than they raised them in 2022 and early 2023, with only two 50 bps cuts in this group so far. Markets have significantly increased expectations that the Fed will stop cutting rates versus only a few months ago. This is most clear in forward pricing for the October 2025 meeting of the Federal Open Market Committee. Seen through this lens, market expectations for the Fed funds rate have moved higher by about 100 bps in the past two months to 3.9% from 2.9%. The movement reflects concerns over potential inflation pressures from tariffs, tax cuts, and restrictions on labor supply (as a consequence of immigration policy changes) that would require a forceful response from the Fed. Importantly, market views of policy rates for other major central banks have not shown this pattern. For example, the gap between the expected Fed funds rate and ECB deposit rate for October 2025 has more than doubled to over 200 bps in the past two months. Roughly in parallel with Fed funds rate expectations, U.S. 10-year yields have moved higher in recent months. From a trough of about 3.8% in September, yields have climbed to almost 4.5% in late November. In addition to higher inflation pressures, higher yields at the long end also reflect expectations about the supply of Treasuries. Supply is likely to be higher, given an estimated increase in the size of fiscal deficits under the Trump administration. Again, other major economies have not seen similar movements in their longer-term government yields. The yield on 10-year German bunds has been flat over the same period. The U.S. dollar rebounded before and after the election. This was in line with interest rate market moves and continued expected outperformance of the U.S. economy. According to the benchmark DXY index, the U.S. dollar has risen 7% since late September and is near levels last seen in the early 2000s. In bilateral terms against other major currencies, the moves since late September have been broadly consistent. Higher bond yields and a stronger currency both point to tighter financial conditions in the U.S., which have historically been a strong determinant of a slower expansion of output. Our Broadly Unchanged Forecasts Have Widening Confidence Bands Our new baseline growth forecasts are broadly in line with our previous quarterly Credit Conditions Committee (CCC) forecast (see table 1). U.S. GDP growth will slow gradually to 2% or below starting next year, consistent with a soft landing, before rising back to potential. The eurozone will continue its gradual recovery in 2025 to reach its potential growth rate. China’s growth will slow toward 4% as the U.S. tariffs weaken exports and investment. Elsewhere, the picture is mixed. In the advanced economies, Japan will rebound next year and settle at about 1% growth, with the U.K. following a similar pattern toward its trend growth of 1.5%. In the major emerging markets, India retains the global growth baton, where the rate of expansion should stay just below 7% over the next few years. Elsewhere in emerging markets, Brazil and Mexico should eventually converge to about 2% growth (with Mexico having a weaker 2025), while South Africa should pick up to about 1.5% growth in the next few years. United States: Uncertainty Looms As Trump Takes Office We forecast the economy will expand 2.0% in the next two years–incorporating a partial implementation of proposed Trump policies–following 2.7% GDP growth in 2024. We expect the Fed to reduce its policy rate more gradually than considered in our September forecast update and reach an assumed neutral rate of 3.1% by fourth-quarter 2026–from fourth-quarter 2025 previously. Uncertainty around our forecasts is high given unknowns about the extent President-elect Trump’s campaign promises will materialize. Trump’s policy proposals, at face value, could result in higher inflation in the near term and lower growth in the medium to long term. And the probability of a disruption to the Fed’s easing bias over the next two years has risen. Europe: Interest Rate Cuts To Accelerate We project eurozone GDP growth of 0.8% in 2024 and 1.2% in 2025, with Germany lagging its peers and Spain continuing to outperform. Changes to our previous forecast largely reflect revisions of past data. Due to a more pronounced drop in energy prices, we expect inflation will be marginally lower in 2025 than we anticipated. A long period of very stable macroeconomic forecasts might come to an end because new leaders in the U.S., EU, and Germany may take decisions early next year on tariffs, defense, and general spending that could reshape the economic outlook. We anticipate the ECB will cut interest rates more quickly than we previously expected due to persistently weak confidence and better visibility on the disinflation trajectory. That said, we do not expect the cuts will exceed our previous forecast. We now project that the main policy rate will reach 2.5% before summer {May?) 2025, compared with our previous expectation of September 2025. For our full report on the eurozone economy, see “Next Year Will Be A Game Changer,” published Nov. 26, 2024. Asia-Pacific: Slower Global Demand Hits Growth While China’s stimulus measures should support growth, we expect its economy to be hit by U.S. trade tariffs on its exports. In all, we now project 4.1% GDP growth in 2025 and 3.8% in 2026; that’s 0.2 percentage points (ppts) and 0.7 ppt lower than our forecast in September. Asia-Pacific’s growth will be impeded by slower global demand and U.S. trade policy. But lower interest rates and inflation should ease their drag on spending power. In emerging markets, robust domestic demand growth is also buoying GDP growth. Swings in capital flows driven by shifts in expectations about U.S. interest rates and trade policies require central banks to be vigilant and cautious. In turn, we expect Asia-Pacific central banks to take their time bringing policy rates down. For our full report on the Asia-Pacific economies, see “U.S. Trade Shift Blurs The Horizon,” published Nov. 25, 2024. Emerging Markets: Trade Protectionism Adds To Risks A likely increase in protectionist trade policies among major economies will hurt GDP growth in most emerging markets in the next couple of years. However, the magnitude of the effect will depend on the details, which will become clearer in the coming months. For now, we assume only a modest increase in tit-for-tat tariffs between the U.S. and China in 2025 and no new tariffs for the rest of the world, which would produce a relatively modest net impact on GDP in most major emerging markets outside China. However, downside risks to our forecast are high, and potential tightening in financial conditions because of trade-related uncertainty adds another hazard. For our full report on the emerging market economies, see “Trade Uncertainty Threatens Growth,” published Nov. 26, 2024. Risks Shift To Near-Team U.S. Policies The main risk to our baseline is the exact policy implementation of the incoming U.S. administration on tariffs, taxes, and immigration. In our current forecast round, we have assumed only partial implementation of campaign promises. Once the new administration takes office, actual policy implementation will become clearer. Let’s look at a scenario in which the U.S. imposes a 60% tariff on all imports from China plus new tariffs on other trading partners, cuts personal and corporate taxes, and deports millions of illegal immigrants. If that happens, we anticipate lower U.S. output, higher inflation pressures, and increased volatility and rates along the yield curve. These effects will spill over to other economies–very asymmetrically–in terms of activity, trade, and key financial variables. The durability of the nexus of strong services spending and labor demand also constitutes another downside risk. While in our baseline scenario we assume continued resilience, services spending could begin to crack, given still-high interest rates and rising uncertainty about U.S. policy. Should services spending slow and labor demand begin to fall, we would likely enter into a sharp slowdown/recession scenario. Another downside risk is the end of quiescence in the U.S. bond market. While 10-year yields rose before and after the election, the market has so far remained orderly. Stress in the bond market cannot be ruled out, given that deficits under the Trump administration are projected by the U.S. government as being higher than under a Harris administration, plus the uncertainties discussed above. A failed auction or a spike in yields could lead to higher volatility and spreads, closed access for parts of the market, and tighter financial conditions. On the upside, recent productivity gains in the U.S. could broaden and deepen. These gains have come from investments and new technologies around the energy transition, as well as AI, and have boosted potential growth by 40 bps-50 bps. While energy transition gains might be limited elsewhere, given the specific characteristics (subsidies) of the U.S. Inflation Reduction Act, AI capabilities are more widespread and only at a very early stage. This could boost productivity across a range of economies. Global Macro 2025: Fasten Your Seatbelts The global economy will start 2025 in a relatively good position. Macro resilience has been a key theme over the past few years. Higher interest rates in response to an unexpectedly sharp rise in post-pandemic inflation have not caused the sharp slowdown feared by most forecasters. Services spending has remained strong and labor demand robust. Losses in output and employment have been modest. Asset prices have risen and volatility has been low. Central banks are now cutting interest rates and a normally elusive soft landing appears within reach and remains our baseline scenario. Central to this positive global macro story has been the U.S. The world’s largest economy has continued to outperform and steady the global macro picture. That could be about to change. The new administration looks to “juice up” an economy that is already running at or above potential, raising the specter of higher inflation pressure, higher U.S. rates along the curve, and a stronger dollar. This tightens U.S. financial conditions and will spill over to a swathe of other economies, mainly emerging markets. More critically, U.S. trade policy could turn much more disruptive if implemented along the lines promised in the campaign. As we have shown in “How Would China Fare Under 60% U.S. Tariffs?,” published Nov. 17, 2024, maximum U.S. tariffs on Chinese imports could significantly damage that economy. And, like before, China is almost sure to retaliate. Tariffs on other trading partners are likely to cause commensurate damage to their economies, with the risk of retaliation as well. On balance, we think tariffs will be growth destroying and further contribute to ongoing economic (and political) fragmentation. Moreover, none of this will help narrow the U.S. trade and current account deficit, which reflects a lack of U.S. savings relative to investment. How much of the proposed policy agenda was campaign bluster versus actual intent remains to be seen. But one thing is clear: volatility will be a feature, not a bug. Buckle up. Source:None
In recent years, the phenomenon of overwork culture, commonly known as "内卷" in Chinese, has been a growing concern in the workplace. As individuals strive to meet the high demands of the modern world, they often find themselves trapped in a cycle of long hours, stressful deadlines, and excessive competition. This culture of overwork not only takes a toll on individual well-being but also hinders creativity and innovation in the long run.
As we reflect on this unique episode in the annals of internet culture, one thing is clear: the power of collective action and creative expression knows no bounds. Whether it's through a viral chant or a collaborative campaign, the ability of netizens to make their voices heard and drive change is a force to be reckoned with. And who knows, maybe the next viral sensation is just a click away, waiting to capture our imaginations and spark a new chapter in the ever-unfolding saga of digital culture.
Betty White Forever: New stamp will honor the much-beloved 'Golden Girls' actor
As the gaming industry continues to evolve and diversify, it is crucial for manufacturers to consider the unique needs and challenges faced by different player demographics. Lenovo's initiative to provide online tutorials for female gamers demonstrates a proactive approach towards catering to a more inclusive gaming audience and promoting a supportive gaming environment for all.One player, who goes by the username "StarlightDreamer," expressed her exasperation in a tweet that quickly went viral: "I love everything about 'Infinite Warmth,' but why is pressing W and space bar at the same time so difficult? My fingers can't seem to coordinate properly, and it's affecting my gameplay experience!"
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Eagles $1.7 million standout starter predicted to leave Philly for Panthers | Sporting NewsChelsea, despite recent challenges and managerial changes, maintain a strong presence among the top earners with 4 players. The likes of N'Golo Kante, Eden Hazard, and Kepa Arrizabalaga contribute to the Blues' wage bill, reflecting the club's ambition to compete at the highest level and challenge for major honors both domestically and in Europe.In the midst of these challenges, the core players at Barcelona find themselves at a crossroads. Their loyalty to the club is being tested by the mounting frustrations and uncertainties surrounding the team's future. As key figures within the squad, their influence on team dynamics and morale cannot be understated. However, their disillusionment with the direction of the club threatens to erode the strong bond that has traditionally existed between the players and the institution of Barcelona FC.
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Overall, the FIFPRO Annual Best 11 for this year showcases the depth of talent and the emergence of young stars in world football. Mbappe and Haaland leading the line symbolize the changing of the guard in the footballing world, with a new generation of talent ready to take center stage. While Messi and Ronaldo may have missed out this time, their legacy and impact on the sport remain undeniable. As the football world evolves, the FIFPRO Best 11 serves as a reminder of the constant evolution and excellence in the beautiful game.In the ITTF World Tour, Chinese players have consistently dominated the international circuit, winning numerous titles and establishing themselves as the top performers in the sport. With their relentless pursuit of excellence and their unmatched work ethic, the Chinese players have set a new benchmark for success in table tennis, inspiring a whole generation of aspiring players to strive for greatness.
The news has caused a significant stir among Witcher fans worldwide, who have been eagerly anticipating any hints or updates on the future of the beloved series. With the massive success of The Witcher 3: Wild Hunt and its subsequent expansions, Hearts of Stone and Blood and Wine, fans have been clamoring for more adventures featuring Geralt and his enthralling world.The bank recently announced that a video conference will be held in mid-month to discuss the full implementation of the personal pension system. This significant initiative has been long-awaited by many, as it signifies a crucial step towards ensuring financial stability and security for individuals in their retirement years.
One prevailing trend that seems to be emerging is a move towards a more proactive and accommodating stance on both fiscal and monetary fronts. Governments and central banks worldwide are expected to adopt more aggressive measures to support economic recovery and ensure stability in the face of uncertainties.
